West Bengal student credit card: loan up to Rs 10 Lakh with annual simple interest


Who can benefit from the West Bengal student credit card?

The West Bengal Student Credit Card Program is available to all students in Grade 10 and above. Students can take advantage of this initiative to obtain a hassle-free, unsecured loan with a low interest rate of 4%. Apart from the parents’ co-obligation, this loan will be granted without any collateral or collateral in a material or immaterial form. This loan has a repayment term of 15 years. Student applications will be sent to the bank by the institution and the higher education department. Students can use the money for institutional and non-institutional expenses such as rent, accommodation costs, study excursions, and projects.

West Bengal Student Credit Card Eligibility Criteria

  • The applicant must be a permanent resident of West Bengal.
  • The applicant must have lived in West Bengal for at least 10 years.
  • The maximum age to apply for this scheme is 40 years old.

West Bengal Student Credit Card Program Application Documents

  • Aadhar card
  • Residence certificate
  • Proof of age
  • Ration card
  • Proof of income
  • bank account details
  • Mobile number
  • Passport-size photograph

West Bengal student credit card repayment period

Students can take advantage of this scheme up to the age of 40. Students must repay the debt within 15 years of getting a job. It is also interesting to note that the loan application process will be simplified to make it easier for students to obtain loans. Students can also apply for a credit card by completing an online application. The West Bengal Student Credit Card Program became operational on June 30, 2021. West Bengal students will now be allowed to pursue higher education regardless of their financial situation.

How to Apply Online for West Bengal Student Credit Card Program?

How to Apply Online for West Bengal Student Credit Card Program?

Step 1: Visit the website https://wbscc.wb.gov.in/

Step 2: Click on Student Registration

Step 3: Enter details in the registration form

Step 4: Click Register

Now a unique ID will be generated and sent to the phone number you provided. This user ID will be used in the future for all purposes.

How do I sign in to the West Bengal Student Credit Card Program?

Step 1: Log in

Step 2: Enter the app ID, password and captcha code

Step 3: Click on the login

Step 4: The dashboard will appear in front of you

Step 5: Click on the application detail

Step 6: Click on edit loan request

Step 7: Complete the application form

Step 8: enter details below

  • personal details
  • Co-borrower contact details
  • Present address details
  • Permanent contact details
  • Course and income details
  • Student bank details

Step 9: click save and continue

Step 10: Download the following documents

  • Last color photo of the student
  • Last color photograph of the co-applicant
  • Student’s signature as specified
  • Proof of co-borrower address
  • Signature of intimidated legal guardian
  • Aadhar student card
  • PAN student card or commitment as specified
  • Co borrower PAN card or company as indicated
  • Admission receipt from the establishment
  • Class 10 Council Registration Certificate

Step 11: Click Save and Continue

Step 12: Click on the request submission

Step 13: Confirm to submit or not

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